FSA Facts to Note and Keep in Mind

Did you realize that enrolling in a Flexible Spending Account (FSA) can actually save you some hard-earned cash? The money set aside is pretax, so it’s practically like lowering your co-pay and prescription costs.

Check with your HR department to see what their deadline is for enrollment in an FSA plan. Then follow these tips.

Estimate your medical and dental spending. Think about what expenses you might have in the coming year. Ever thought about Lasik eye surgery (yes, it’s covered!) Other eligible expenses include prescriptions (even birth control), transportation to medical appointments, glasses and contact lenses, doctor co-pays, sleep aids, and many over-the-counter medications. You’ll need a note from your PCP to get reimbursed for certain expenses like massage therapy or sunscreen if you need them to treat a specific condition, but you can usually request a note online.

Find out how to get reimbursed. Some plans will give you a debit card preloaded with your allotted amount for the year, which eliminates the need to fill out paperwork and submit receipts. If you’re in a “paper plan,” the company will ask that you mail or fax your receipts to them so that they can cut you a check (or direct-deposit the money into your account). Generally, money will be deducted from every paycheck over the course of the year, but you don’t need to wait until the money has been deducted before you can use it. If you’re shelling out for something pricey like a new pair of glasses or contacts, it’s helpful to find out how quickly you get reimbursed so you won’t overdraw your checking account and get into a bind.

Use it or lose it. If you haven’t used the money in your FSA account by March 15 of the following year, you will lose it. If you still have money left, you could splurge on a new pair
of glasses, stock up on OTC meds like Tylenol, or get a flu shot.

Viagra, Cialis, Levitra, Staxyn – COUPONS for E.D. Meds



Insurance companies commonly do not cover the cost of erectile dysfunction medications. Medicare, Medicaid and typical healthcare providers often do not allow a co-pay on these drugs that cost upwards of $100. For the retired or young man (or young retired man!), this can be a financial burden. The circumstance is as frustrating as the dysfunction itself.

But, as always, with problems there are solutions. Take a look at these coupons I found at www.HelpRx.info. Just print a coupon, bring it to the pharmacy with your prescription and “get off” the cost. The coupons are free, and the codes give the discount.


Coupons for Viagra

Coupons for Viagra


Coupons for Viagra

Coupons for Levitra


Coupons for Viagra

Coupons for Cialis


Coupons for Staxyn

Comment on this post, tell us how it goes and how much you saved. If we receive positive feedback, we’ll post more coupons.

P.S. Don’t ask how the coupon works. It just does!

Shock Therapy to Cure Impotence

There is a new treatment thought to offer a permanent cure for impotence, but at what cost?  The expensive procedure (£1,500) of shock therapy for erectile dysfunction was pioneered in Israel, and recently the Spire Murrayfield Hospital in Edinburgh, Scotland is the first in the UK to test this treatment.  Spreading across the globe, this low-intensity shock wave therapy is the first procedure believed to provide a permanent cure to the most common causes of impotence.

This electric shock therapy is thought to provide a permanent cause for impotence because it sends shock waves through the penis that stimulate the growth of new blood vessels. The treatment has been used in the past to treat other conditions such as kidney stones, joint inflammation, and improving blood flow in the heart.  According to urological surgeon Roland Donat, “It doesn’t cause any pain and, amazingly, there aren’t any known side- effects at this point in time.”

This revolutionary shock therapy, named ED1000, provides hope to men with impotence due to poor blood flow, diabetes, and even men who do not respond to drugs such as Viagra, Levitra, and Cialis, which only treat the symptoms of erectile dysfunction.

As for the effectiveness of this shock wave therapy for impotence, doctors have promising results for up to two years after treatment was received.  However, although the procedure worked for the majority of patients, the shock therapy did not work for everyone.

In October 2011 a study was published by Ilan Gruenwald MD, Boaz Appel MD, and Yoram Vardi MD, which tested the effectiveness of Low-Intensity Extracorporeal Shock Wave Therapy on erectile dysfunction patients.  29 men of an average age of 61 with erectile dysfunction that were unresponsive to medication, were the subjects of this study. Treatment involved multiple sessions throughout nine weeks treatment period, consisting of 300 shocks over a period of three minutes on five different points along the shaft of the penis.

Results showed that sexual function increased an average of 10 points on the scaling system (International Index of Erectile Function (IIEF)), with 8 of the 29 participants achieving normal sexual function.  This holds promise for the effectiveness of shock therapy as a permanent cure for men with erectile dysfunction, but larger studies will need to be analyzed before coming to a conclusion on the safety and effectiveness of c.

International Index of Erectile Function (IIEF)
• No erectile dysfunction = 26 – 30
• Mild erectile dysfunction = 22 – 25
• Mild to moderate erectile dysfunction = 17 – 21
• Moderate erectile dysfunction = 11 – 16
• Severe erectile dysfunction = 6 – 10.

Review Erectile Dysfunction Drugs – Viagra, Cialis, Levitra, Staxyn

Viagra is prescribed to treat erectile dysfunction.  This is not news to anyone.  There are other drugs used to treat impotence including Cialis, Levitra and Staxyn.  I have tried all five of these medications – Viagra, Cialis, Levitra, Staxyn – and I live to tell the tale.  I don’t like to rely heavily on drugs and medication to treat ED, which is why many of my other posts focus more on the natural remedies that I have found to be beneficial for my condition.  However these prescriptions do work and are good to take on an occasional basis.  Below I’ve review these three impotence drugs for men looking to weigh the pros and cons of each prescription.

Common Side Effects of Erectile Dysfunction Drugs – Viagra, Cialis, Levitra and Staxyn


Viagra, composed of Sildenafil, and is usually effective for up to four hours.  It takes about 30 minutes to an hour to notice the effects of Viagra.

Common Side Effects of Viagra Include (from most to least common):

  • Headache
  • Flushing
  • Upset Stomach and Indegestion
  • Nasal Congestion
  • Urinary Tract Infection
  • Abnormal Vision (Color Tinge/”Blue Vision”/Blurred Vision)
  • Diarrhea
  • Dizziness
  • Rash


Cialis, composed of tadalafil, and is effective for up to 36 hours.  The effects of Cialis can be noticed in about 15 minutes.

Common Side Effects of Cialis Include (from most to least common):

  • Headache
  • Indigestion
  • Back Pain
  • Flushing
  • Muscle Ache
  • Nasal Congestion
  • Pain in limb


Levitra, composed of vardenafil, and is usually effective for about five hours. You can notice the effects of Levitra after about 30 minutes.

Common Side Effects of Levitra Include (from most to least common):

  • Headache
  • Flushing
  • Nasal congestion
  • Upset Stomach
  • Accidental Injury
  • Flu symptoms
  • Nausea
  • Dizziness


Staxyn is similar to Levitra, but can be taken discretely as it comes in the form of a dissoluble tablet that you can just slip right under your tongue.  You will also begin to notice the effects of Staxyn more quickly than Levitra.

Common Side Effects of Staxyn Include (from most to least common):

  • Headache
  • Flushing
  • Nasal congestion
  • Upset stomach
  • Dizziness
  • Back Pain